Things to Contain in Rental Contract Templates | Home Mortgage ...

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In the past it was always considered smarter to buy rather than lease a property. Nonetheless, in the present fluctuating real estate market, that is no more always the case. Some buyers would rather rent for a short time to look at the community and make certain it fits their life style. Other individuals would rather save their own selves the hassle of dealing with house maintenance by permitting their property owners look after everything. No matter what the main cause, as being a property owner, it?s great to find out what to assume when you?re getting ready to lease home. That is why it?s a wise idea to use a lease contract template. Here are several samples of different lease templates you may utilize together with any time as well as the reason why to use them.

A lease agreement template for an apartment should contain the following things: names of property owner and tenant, security deposit, address of apartment, due date of rent and amount, term of lease, and right to enter.

Right to enter is a statement the landlord has got the right to enter in the apartment at any reasonable period with regards to check up. An apartment rental contract may also contain special provisions or conditions that the landlord and tenant have agreed to. This kind of lease is required whenever someone is leasing apartment property through the apartment owner.

A lease template for a residential home must be utilized when the owner of the property or landlord desires to lease it to a tenant. The agreement need to include the signatures of both sides, along with other provisions and conditions formerly agreed upon. A lease contract template for residential house may include the following fields: address of property, security deposit, payment of lease and term, possession of house, amenities, as well as insurance requirements, and pets.

A lease agreement template for commercial property may be one of the most precise of the rental templates. This kind of lease is drafted once the owner of commercial/business property desires to lease the house for commercial utilization. Aside from the addresses and names of each party, this template need to also include: security deposit, payment of lease and term, use clause, specifications about parking, signs, damage, and improvement fees.

A template for a sub-lease can certainly be utilized to help a tenant who will be away for an extended period of time, for instance a deployment or temporary work transfer, yet intentions to return to reoccupy the initially rented home. This template must include many key factors like: names of the sublessor and lessor, reference to the original lease, duration of the sub-lease, a description of the home being rented, amount of rent due, and payment date for lease payments.

In this type of lease it?s also essential to bear in mind that the sub-rental agreement does not free the initial lessor from their obligations under the original lease. If the sub-lessor does not satisfy the house requirements, the initial lessor might still be held accountable by the landlord.

It is imperative to have a well drafted lease agreement whenever accepting any type of rental/lease situation. By using a written rental template, both landlords and tenants are protected in the event of a conflict or disagreement. Having a written lease agreement provides peace of mind and assists in making the leasing experience more fun for all parties involved.

The Lease Agreement Template website has everything you need to craft the perfect lease agreement to meet your needs. You can also find tips and tricks to ensure your rental agreement template runs smoothly from start to finish.

Related posts:

1. Landlord Changed My Locks A common practice of some landlords is to change the locks and lock out their tenant when the tenant get behind on rent. Everyday thousands of people come home and find themselves locked out of their home. So, can a landlord lock out a tenant that is past due on his rental payments?...
2. Investing in a Rental Property Real property can be acquired in several ways such as owning a rental property. If you plan to have your property rented, you become the owner and the people who will rent it are the tenants or boarders. As the landowner, you are liable for whatever payments of the place like the mortgage, cost of property repairs, and taxes. Your tenants will then pay for their lodging according to the overall expenses and fees....
3. Finding a Rental Apartment Individuals who don't desire to buy a home could find that leasing a condo is a perfect solution for his or her situation. A condo can provide most of the conveniences of home possession like a functional living area providing the renter the chance to consume, sleep and entertain within their domicile. Leasing may also offer additional amenities for example meeting spaces, pools, weight rooms or fitness equipment. These kinds of amenities are optional and might not be available in most rental situations. This information will discuss the skill of getting a rental apartment which will suit all your needs....
4. Evicting Tenants Non payment of rent is just one of the grounds of every landlord to evict their tenants. No matter what the reason for eviction is, landlords should see to it that there is really a need to evict a tenant. In most cases, the landlord should make sure that a Notice of Termination is given first to the tenant to make him or her aware of the problem before eviction. The landlord should also set a specific number of days for the tenant to correct the problem....
5. Important Rules For Landlords To Give Tenants In A Lease Agreement Before you rent out your property, you will want to have a lease agreement drawn up that will have certain rules for the tenants that will be living there. If you do not do this, you may end up having to deal with a lot of difficulty in the future. The best way to make sure that you protect yourself, and your property, is to ensure that you have the lease agreement looked over by an attorney before anyone signs....

Source: http://equistarmortgage.com/things-to-contain-in-rental-contract-templates/

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FEATURE: Netizens rally for Japan tsunami survivors

As the anniversary of the March 11 magnitude 9.0 earthquake and tsunami that devastated parts of northeastern Japan approaches, some local netizens have organized a campaign on Facebook supporting the residents of Arahama community in Sendai City, Miyagi Prefecture, an area badly hit by the double disaster.

On the page titled ?Imploring the Japanese Government to Make Good Use of Taiwanese People?s Love,? the netizens have called on officials to respect the desire of Arahama residents to rebuild their homes in the place many of them have lived for generations.

The Internet campaign came in answer to a call from survivors for help after the Japanese government designated the area around Arahama a ?disaster hazard zone? in December last year and ordered all inhabitants to be relocated.

Japanese architect and academic Yasuhiro Ento, who is currently visiting Taiwan, urged Taiwanese, who are no strangers to natural disasters and reconstruction work, to support a campaign by Arahama residents to garner public support for the reconstruction of their community.

Ento, the chief convener of a ?yellow handkerchief? campaign for local residents, called for people to write words of support on yellow handkerchiefs and banners, which Japanese earthquake victims regard as symbols of hope, expressing their support for Arahama residents.

Hsia Chu-joe (???), a professor at National Taiwan University?s Graduate School of Building and Planning, said Taiwanese donated more than NT$4 billion (US$135 million) last year for Japanese earthquake relief work. It made no sense for Taiwanese to make such generous donations while the Japanese government treated victims so arbitrarily, he said.

?Reconstruction requires the participation of survivors,? he added.

About 170 of the 700 residents of Arahama died in the disaster. Last year, the Japanese government designated the coastal area a ?disaster hazard zone? and ordered all residents relocated.

Liao Chia-chan (???), chairman of Nantou-based New Homeland Foundation, who has visited the disaster-hit areas of northeastern Japan in person, said that Japan could learn from the experience of Taiwan. For example, the government had relocated disaster-prone villages following the devastation of the magnitude 7.6 921 Earthquake in 1999, and massive flooding and landslides caused by Typhoon Morakot on Aug. 8, 2009.

Liao said that if the people of Arahama were forced to leave the area, where many made a living fishing, they would find it even harder to survive.

One netizen, identified only as Hsu (?), cited examples of Taiwanese forced to relocate after their homes were destroyed, saying that although the relocation provided them with safer places to live, their lives had been ?torn from their original culture.? As a result, the devastation wrought by the typhoon had been magnified, he said.

Hsu called on Taiwanese who made donations to the Japanese earthquake victims last year to take a greater interest in whether the victims were being properly looked after.

An exhibition of works by Japanese photographer Junichi Takahashi, which features profiles of people who lost homes, property and family members during the earthquake and tsunami, is currently being held in Taipei.

Takahashi founded ?Backup Center Japan? after the earthquake to deliver aid to affected areas. He has since documented the lives of the quake victims through his photography and presented -survivors with albums of photographs as gifts in an effort to help heal their broken hearts.

Source: http://libertytimes.feedsportal.com/c/33098/f/535599/s/1cf2bf23/l/0L0Staipeitimes0N0CNews0Ctaiwan0Carchives0C20A120C0A20C270C20A0A3526494/story01.htm

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Gail Simmons says smart, fun food TV is the future (omg!)

MIAMI BEACH, Florida (AP) ? Between all the nightmarish kitchens and warring cupcakes, the throwdowns and the innumerable quickfires, is there really any untrodden terroir left for reality food TV?

Gail Simmons thinks so, but admits that making it fly with viewers won't be easy

Food television has done so much to bring non-foodies to the table, said Simmons, a judge on Bravo's "Top Chef" and host of the network's spinoff show, "Top Chef: Just Desserts." The challenge for both the food and entertainment industries now is to do something positive with that.

"Now we've got them eating, we've got them talking about food, we've got them wanting to cook and wanting to go out more and recognizing chefs and recognizing how much great work they do, now we can sort of educate them on what they're actually eating," Simmons said Saturday during an interview at the South Beach Wine and Food Festival.

Simmons said the next step in the evolution of reality food television will be providing programing that educates people about the connections between food and the many problems facing the country, from education to poverty to hunger.

"I would like to think that is where we could go with it," said Simmons, whose recently released book, "Talking with My Mouth Full," chronicles her rise in the world of food television.

"The problem is, and this is always the truth, television is entertainment. It's about entertainment. It needs to be fun. It needs to be an escape. So how do you make smart TV about food that is also really fun and interesting and that you can get people excited about? That's kind of my dream about what I'd like to do."

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/news_gail_simmons_says_smart_fun_food_tv_future000705405/44648382/*http%3A//omg.yahoo.com/news/gail-simmons-says-smart-fun-food-tv-future-000705405.html

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Cat scratch disease may be safe in pregnancy (Reuters)

[unable to retrieve full-text content]Reuters - The largest-ever review of outcomes for pregnant women with cat scratch disease -- including just eight cases -- suggests the infection is not damaging to babies, but its authors say there are too few instances to glean any definitive answers.

Source: http://us.rd.yahoo.com/dailynews/rss/parenting/*http%3A//news.yahoo.com/s/nm/20120224/hl_nm/us_cat_scratch_disease

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You Need To Write Your Company, Not Just Build It - Workflow: Writing

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3914 readersWith hopes for a Google Books settlement dashed, the Authors Guild has filed for class certification in the Google Books litigation, claiming that authors are ?passive victims of Google?s digitization campaign.? If certified, the class action lawsuit will seek statutory damages on behalf of the authors who wrote the millions of books scanned into Google?s digital

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EditMinion: The Robotic Copy Editor

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3132 readersIf my recent post about copyediting, or anything else you?ve read or heard about the profession, intrigues you, and you?d like to give it a try, read this advice before you commit: Original Post: How to Become a Copy Editor Your eBook: Click here to download the Basic English Grammar ebook.

Source: http://workflowwriting.com/655801/you-need-to-write-your-company-not-just-build-it.php

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NEC saves energy with MHA LED lighting

UK - The NEC in Birmingham has completely refitted its Skywalk with LED lighting to improve the visitor experience while saving energy and lowering carbon emissions.

The NEC asked MHA Lighting to devise a bespoke solution for the Skywalk that would reduce energy bills whilst improving light quality.

MHA Lighting were also selected to replace the traditional fluorescent lighting in their Concourse and Gallery suites with their LED lighting that uses wave guide technology to achieve energy savings of up to 80% with intelligent controls.

MHA Lighting installed 144 TiLites in the Concourse and Gallery Suites and 260 bespoke RodLites above the 400m long Skywalk that were designed to be match the NEC's corporate branding and to be in-keeping with lighting finishes in other areas.

The 30watt RodLites replaced 54watt T8 Tubes (58-60watts with ballast) - immediately creating energy savings of 50%.

As the lights are on continuously, software was installed that uses sensors to detect when the Skywalk area is empty and dims the RodLites to just 10%. With these intelligent controls more than 70% energy savings have been achieved.

In the Concourse and Gallery Suites, MHA Lighting replaced T8 fluorescents with the TiLite 30 and TiLite 30/120 fittings that were engineered to dim down to just 7% and to work seamlessly with RGB LED down lights.

Andrew Cope, project engineer at the NEC, said, "As an organisation the NEC has committed to a 60% reduction in carbon emissions by 2050. Lighting is a massive part of us achieving this target.

"We have around 70,000 lights throughout the site - that equates to a fifth of our energy usage. That is a huge cost and finding solutions that improve light quality while reducing energy consumption is key.

"We definitely found the best solution in terms of budget, energy reduction targets and overall lighting effect with MHA Lighting. The light colour, output and uniformity is tremendous and all in all I believe we have the right light solution for the NEC."

He added: "MHA Lighting has the right attitude and real enthusiasm for their lighting technology. They have the ability to be flexible and offer bespoke solutions - nothing was too much trouble. They listened and found solutions.

MHA Lighting provided 300 Lux for the Skylight and in the Concourse and Gallery suites 600Lux was achieved.

MHA Lighting MD Tom Harrison, said, "When I first saw the completed installation in the NEC's Concourse and Gallery Suites I felt extremely proud of the truly impressive lighting scheme we helped create.

"The combination of the colour changing LEDs and the white light from the TiLite working in harmony under DMX control is sensational and creates a unique environment for events and conferences."

Source: http://www.lsionline.co.uk/news/story/NEC-saves-energy-with-MHA-LED-lighting/-289Q19

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Natural method for clearing cellular debris provides new targets for lupus treatment

Public release date: 24-Feb-2012
[ | E-mail | Share ]

Contact: Toni Baker
tbaker@georgiahealth.edu
706-721-4421
Georgia Health Sciences University

Augusta, Ga. Cells that die naturally generate a lot of internal debris that can trigger the immune system to attack the body, leading to diseases such as lupus.

Now Georgia Health Sciences University researchers report that an enzyme known to help keep a woman's immune system from attacking a fetus also helps block development of these autoimmune diseases that target healthy tissues, such as DNA or joints.

The findings point toward new treatment strategies for autoimmune diseases, which are on the rise in light of a germ-conscious society that regularly destroys many of the previously pervasive microbes that made the immune system more tolerant.

"The basic premise of lupus is you have lost normal tolerance to yourself, your own proteins and DNA," said Dr. Tracy L. McGaha, GHSU immunologist and corresponding author of the study published in Proceedings of the National Academy of Sciences.

They found that IDO, or indoleomine 2,3-dioxegenase, helps promote tolerance to debris generated by natural cell death and that when IDO is removed from the mix, the debris spurs an immune response that can trigger autoimmune disease. In mice genetically programmed to develop lupus, blocking IDO resulted in earlier, more aggressive disease.

"This connects IDO and macrophages. It's a newly described role for IDO in regulation of tolerance toward self," McGaha said. Consequently, increasing IDO production or its downstream effects might be a way to regain lost tolerance, he said.

They studied activity in the spleen, a hard-working immune organ, that constantly filters blood. In a perfectly orchestrated defense, the entrance to the spleen is surrounded by immune cells that scour blood for viruses, bacteria, even fat and cholesterol floating by.

A nearby subset of macrophages, which are essentially scavengers, then capture and consume the undesirables, McGaha said. Interestingly, a lot of what macrophages consume is dead immune cells.

Macrophages also appear to help keep the peace by preventing the immune system from joining the fray. McGaha earlier found that if he destroyed macrophages, then fed the spleen dead cells, there was inflammation instead of calm. "That tells us there is something inherent in this subset of macrophages that is important for the suppressive process," McGaha said referencing the paper published in 2011 in the journal Blood.

The new paper shows IDO is part of that "something." Efficient elimination of cell debris while keeping nearby immune cells quiet is important because some debris is known to grab the attention of the immune system, McGaha said. He noted that it's normal and healthy for damaged cells to become targets.

"We are really interested in this process of normal cell debris removal because in lupus, it's thought to be one of the main drivers of inflammation," he said.

The immune system has points of expansion and regulation where it decides whether or not to act. Knowing key points, such as IDO's regulatory role, provides treatment targets that can interrupt a destructive cascade of immune activity, McGaha said. Previous studies have shown evidence of self-attack is present many years before disease symptoms appear, he said.

Environmental assaults, such as a bad sunburn, can be the initial trigger of the abnormal immune response in diseases like lupus. In healthy individuals, the immune system rises to the occasion of an infection then goes back to baseline. In autoimmune disease, patients tend not to return to normal levels.

GHSU's Drs. Andrew Mellor and David Munn reported in 1998 in the journal Science that the fetus expresses IDO to help avoid rejection by the mother's immune system. Subsequent studies have shown tumors also use it and that it could help transplanted organs escape rejection. They suggested that McGaha look at IDO as a regulatory mechanism used by macrophages.

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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 24-Feb-2012
[ | E-mail | Share ]

Contact: Toni Baker
tbaker@georgiahealth.edu
706-721-4421
Georgia Health Sciences University

Augusta, Ga. Cells that die naturally generate a lot of internal debris that can trigger the immune system to attack the body, leading to diseases such as lupus.

Now Georgia Health Sciences University researchers report that an enzyme known to help keep a woman's immune system from attacking a fetus also helps block development of these autoimmune diseases that target healthy tissues, such as DNA or joints.

The findings point toward new treatment strategies for autoimmune diseases, which are on the rise in light of a germ-conscious society that regularly destroys many of the previously pervasive microbes that made the immune system more tolerant.

"The basic premise of lupus is you have lost normal tolerance to yourself, your own proteins and DNA," said Dr. Tracy L. McGaha, GHSU immunologist and corresponding author of the study published in Proceedings of the National Academy of Sciences.

They found that IDO, or indoleomine 2,3-dioxegenase, helps promote tolerance to debris generated by natural cell death and that when IDO is removed from the mix, the debris spurs an immune response that can trigger autoimmune disease. In mice genetically programmed to develop lupus, blocking IDO resulted in earlier, more aggressive disease.

"This connects IDO and macrophages. It's a newly described role for IDO in regulation of tolerance toward self," McGaha said. Consequently, increasing IDO production or its downstream effects might be a way to regain lost tolerance, he said.

They studied activity in the spleen, a hard-working immune organ, that constantly filters blood. In a perfectly orchestrated defense, the entrance to the spleen is surrounded by immune cells that scour blood for viruses, bacteria, even fat and cholesterol floating by.

A nearby subset of macrophages, which are essentially scavengers, then capture and consume the undesirables, McGaha said. Interestingly, a lot of what macrophages consume is dead immune cells.

Macrophages also appear to help keep the peace by preventing the immune system from joining the fray. McGaha earlier found that if he destroyed macrophages, then fed the spleen dead cells, there was inflammation instead of calm. "That tells us there is something inherent in this subset of macrophages that is important for the suppressive process," McGaha said referencing the paper published in 2011 in the journal Blood.

The new paper shows IDO is part of that "something." Efficient elimination of cell debris while keeping nearby immune cells quiet is important because some debris is known to grab the attention of the immune system, McGaha said. He noted that it's normal and healthy for damaged cells to become targets.

"We are really interested in this process of normal cell debris removal because in lupus, it's thought to be one of the main drivers of inflammation," he said.

The immune system has points of expansion and regulation where it decides whether or not to act. Knowing key points, such as IDO's regulatory role, provides treatment targets that can interrupt a destructive cascade of immune activity, McGaha said. Previous studies have shown evidence of self-attack is present many years before disease symptoms appear, he said.

Environmental assaults, such as a bad sunburn, can be the initial trigger of the abnormal immune response in diseases like lupus. In healthy individuals, the immune system rises to the occasion of an infection then goes back to baseline. In autoimmune disease, patients tend not to return to normal levels.

GHSU's Drs. Andrew Mellor and David Munn reported in 1998 in the journal Science that the fetus expresses IDO to help avoid rejection by the mother's immune system. Subsequent studies have shown tumors also use it and that it could help transplanted organs escape rejection. They suggested that McGaha look at IDO as a regulatory mechanism used by macrophages.

###

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-02/ghsu-nmf022312.php

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Alan Schroeder: Final Four: The GOP Arizona Debate

Scorpions in a bottle, or comrades in arms? The GOP presidential debate in Mesa, Arizona, was really two separate events: a first half in which the candidates spat venom at each other, and a second half in which they agreed on most everything -- all except contrarian Ron Paul. The net result: a debate that probably did not alter the chessboard, even as it generated a fair amount of sparks.

Of the four contenders, Rick Santorum had the best night. It has taken him twenty debates, but Santorum finally ended up with the primo onstage real estate, right next to Mitt Romney at the heart of the action. Santorum basked in his newfound position of strength, as though he ought to have been occupying center stage all along. From a visual standpoint this allowed Santorum to dominate the telecast, up to and including the shots in which he was listening and not talking.

As a debater Rick Santorum is far from perfect. Too often his answers become convoluted, and there's an immaturity about the man that undermines the seriousness of his claim on the White House. But Santorum's earnestness never fails him, and there's no denying that he has the gift of authenticity. More than his rival Republicans, Santorum appears to have learned from the experience of participating in so many joint appearances with his opponents -- he is that rare candidate who is more effective in debates than on the stump. His debate performances keep getting better, even as the others seem to be marking time.

Mitt Romney delivered another technically competent performance, although at times he looked tired. In his back-and-forths with Santorum, Romney mostly held his own, but he never quite managed to dispatch his rival the way he did Newt Gingrich in Florida. Romney suffered a particularly bad moment at the end of the debate, when he lapsed into an uninspiring closing statement rather than answering moderator John King's wrap-up question: What is the greatest misconception people have about you? Instead of playing along, Romney snapped at King for trying to bring him back on course: "You get to ask the questions you want, I get to give the answers I want." If Mesa ends up being the final Republican debate of the season, no one will be happier than Mitt Romney.

Newt Gingrich, who increasingly resembles the character actor Sydney Greenstreet, had his moments in the spotlight, but at this point in the campaign his statements have taken on an air of irrelevance. Ron Paul likewise had a solid debate that ultimately won't matter much.

Nobody was terrible in this debate. It is obvious why these candidates advanced to the final four -- and just in case we needed a reminder, there sat Rick Perry in the audience next to Callista Gingrich. Rick Santorum may have done himself some good in Mesa, and Mitt Romney did himself no harm. When scorpions in a bottle start agreeing with each other, you can only call it a draw.

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Source: http://www.huffingtonpost.com/alan-schroeder/final-four-the-gop-arizon_b_1295501.html

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Screams haunt Honduran who freed inmates in fire (AP)

[unable to retrieve full-text content]AP - The screams haunt convicted murderer Marco Antonio Bonilla, even now as Honduras hails him a hero for saving hundreds of inmates from fire raging through their prison.

Source: http://us.rd.yahoo.com/dailynews/rss/latam/*http%3A//news.yahoo.com/s/ap/20120223/ap_on_re_la_am_ca/lt_honduras_prison_fire_hero

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Workers' Compensation Cost Hike Sought in South Carolina ...

South Carolina employers could see their workers? compensation premiums increase next year if state regulators go along with a proposed 7.3 percent increase in the state?s loss cost rates.

The National Council on Compensation Insurance filed for the proposed increase earlier this month, making it the first such proposed increase since 2008. Most recently, the state has seen three loss cost decreases totaling 13.4 percent.

Based on 2009 and 2008 policy year data, the rate filing calls for a 5.3 percent increase in experience, a 2.2 percent increase in trend, a 0.1 percent increase in benefits, and a slight decrease of 0.4 percent in loss adjustment expenses.

Even if the current proposed rate change is approved as filed by South Carolina Acting Insurance Commissioner Gwendolyn Fuller McGriff, employers will still have seen a cumulative decrease of 7.1 percent since 2009.

The loss cost portion of rates reflects only the amount of dollars actually paid out by insurers for medical and indemnity benefits. Each insurer?s rates are then determined by combining the loss cost factor with its own loss experience, administrative, and profit and contingency factors.

NCCI cited two primary cost drivers including a negative change in the state?s lost-time claim frequency and upward pressure on both medical and indemnity costs.

?Increasing claim frequency in combination with indemnity and medical cost growth could place a notable strain on the state?s workers? compensation system,? said NCCI in a statement.

Looking at 2008 and 2009 data, the state?s claim frequency rate has largely leveled off since 2007 after posting six consecutive years of declines. South Carolina?s claims frequency rate is now 930 claims per 100,000 workers, which is substantially higher than the roughly 750 claims per 100,000 workers reported in the neighboring states of North Carolina and Georgia.

The state has also seen an increase in medical costs, which increased by 6.1 percent in 2008 and 12.7 percent in 2009. The state?s average medical claim is now costing roughly $30,000 per claim.

The same upward pressure can be seen in wage loss benefits. After increasing by 2.6 percent and 3.2 percent in 2008 and 2009, respectively, the state?s average indemnity claim cost is running over $33,000.

While costs are increasing, the number of dollars in the workers? compensation system has dropped sharply downward. After reaching a high of $793 million in 2007, the state?s overall premium base dropped to $533 in 2010. Most of that decrease is attributable to the recession and the fact the South Carolina?s jobless rate has run higher than the national average. In the construction industry alone, the state has lost 35.7 percent of its workforce.

According the state Department of Insurance 2010 market share report, the state?s largest workers? compensation insurers include Bridgefield Casualty Insurance Co., with $24.8 million in premiums, Hartford Insurance Co. of the Midwest with $21.7 million, and Accident Fund Insurance Co. of America with $18.9 million.

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Article source: http://www.insurancejournal.com/news/southeast/2012/02/21/236437.htm

Tags: Insurance

Source: http://www.infotumbler.com/?p=9952

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DOMA Found to be Unconstitutional (Balloon Juice)

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